Finding A Mortgage Broker Goulburn

Want to Talk Now? Call us on 0432 575 947 For a No-Obligation Discussion

Finding A Mortgage Broker In Goulburn

If you need a Mortgage Broker In Goulburn to help with your home loan application, our team at Fetch Loans is here to help.

We have home loan experts who have years of experience who are always ready to guide and assist you. Home loans can seem intricate if you’re not armed with the right information and insights. Especially, when you are buying your first home you must seek help from an expert home loan broker to avoid any mortgage jargon.

Fetch loans are flexible and appropriate to the property goals and financial situations of all Australians.

Types of First Home Loan Products

  Variable Loans

A variable rate move up or down based on how the RBA sets its cash rate. A Variable Rate is generally flexible.

  Fixed Loans

Fixed Interest rates offer stability and flexibility in your repayment schedule.

  Construction Loans

Building your own home? Buying a House and Land Package? The construction loan is likely for you.

  Split Loans

A split loan is part fixed and part variable. It offers the benefits of both loan types.

We welcome your contact at any time. If you would like us to call you at nominated time, please use the calendar option. You're quite welcome to call us now on 0432 575 947.​

  AUS Eastern Standard Time (California)

  Want to have a no-obligation discussion?
 

Finding Out Your Borrowing Power

Where should we send your report? [ We will display basic details after you submit the form, and send you a personalised PDF report ]

We will display basic details after you submit the form, and send you a personalised PDF report

What is the value of the property and the amount you are required to borrow?

What is the value of the property and the amount you are required to borrow?

What is the value of the property you wish to refinance, and what is the outstanding balance?

What is Your Current Yearly Income? [ What is Your Current Yearly Income? ]

Selected Home Loan Products

Owner Occupied Variable
Interest*
2.51%
Comparison*
2.53%
   
2.99%
2.64%
   
2.64%
2.65%
   
2.64%
2.69%
   
Owner Occupied Fixed
Interest*
2.99%
Comparison*
2.64%
   
5.25%
3.05%
   
3.74%
3.24%
   
4.42%
3.34%
   
Owner Occupied Interest Only
Interest*
3.39%
Comparison*
2.67%
   
3.29%
2.94%
   
3.24%
3.24%
   
3.29%
3.24%
   
Investment Loans
Interest*
3.47%
Comparison*
2.72%
   
2.71%
2.73%
   
2.84%
2.85%
   
2.89%
2.91%
   

First Home Buyer Frequently Asked Questions

We encourage you to call us for a better understanding of your financial position. Each client and product pairing presents vastly different options. A well informed understanding will assist with your research.

When you apply for a home loan, a lender will take a large number of factors into consideration when deciding whether or not to approve your application. The Serviceability assessment determines if you can comfortably "service" the loan repayments after considering all of your income, expenses and liabilities. Each lender has its own risk assessment… [ Learn More ]

Conveyancing is the legal process of preparing and organising the required documents involved in the transfer of property from one person to another. The conveyance of a property is undertaken by both those who are selling and those who are buying property, and is conducted by a conveyancer, solicitor, or the individual buying or selling… [ Learn More ]

A Guarantor Home Loan, or 'Family Pledge' Home Loan, allows family members or, in some cases, someone else who is close to you, to 'guarantee' your home loan. This means they will be responsible for servicing the loan if you can't. A guarantor will usually has to offer equity (such as a percentage of their… [ Learn More ]

Buying a new home is the foundation for future wealth, and expert guidance by one of our team will invariably save you thousands. Not unlike buying a car, there are a number of ‘on-road considerations’ that should be taking into account when determining affordability. [ Learn More ]

When purchasing land before a build you will generally have to pay a deposit of 10% of the purchase price, with the balance being payable on settlement – this way you pay stamp duty only on the land, rather than on the construction cost of the house. When building on your existing land you will… [ Learn More ]

Home loan products evolve, as do conditions and your own circumstances. We keep track of your borrowing and keep in touch regularly to assess your suitability for a new product or rate – we never want you paying more than you have to. After your income improves, and you have demonstrated your ability to pay… [ Learn More ]

Mortgage Disability Pensions financing with Disability Pension or Government Benefit? [ Learn More ]

This is a tough question to address without an understanding of your circumstances, For a first home a deposit of anywhere between 5% and 20% will be required, with the lower rate predicated upon Government assistance or grants. Generally speaking, a deposit of 20% of the value of the property will save you from incurring… [ Learn More ]

If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made to put toward a home deposit. Through the First Home Super Saver Scheme (FHSSS), first-home buyers may be able to use Australia’s superannuation system as a tax-effective way to save for part of their home deposit. The FHSSS… [ Learn More ]